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Privacy Policy

At ICare Insurance Brokers, your privacy is important to us. The following information is designed to explain how we collect information from our site and how we use this information once it is gathered.

How and Why We Obtain Personal Information

ICare Insurance Brokers collects personal information to provide you with better service. We may use this information to personalize the information you receive, develop products and services, process transactions in a timely manner or to respond to your inquiries.

ICare Insurance Brokers collects nonpublic personal information about you through the following sources:

  • Information we receive from you in applications or other forms,
  • Information about your transactions with us, our affiliates or others; and
  • Information we receive through a consumer reporting agency.

ICare Insurance Brokers does not sell visitor’s personal information to non ICare Insurance Brokers companies.

Site Visitorship Data Collected on this Site

ICare Insurance Brokers uses visitorship data to improve the content and services offered to its site visitors. ICare Insurance Brokers reports site visitorship data on an anonymous basis. This data may include:

  • The number of people who visit our site
  • The pages they visit
  • The domain name of the site visitors are connecting from (e.g. yahoo.com)

Security

ICare Insurance Brokers is committed to safeguarding our Internet services and our customers’ data.

ICare Insurance Brokers works hard to make sure that our systems are secure. Where appropriate, we use firewalls, encryption technology, passwords and personal identification numbers and access control to systems and data.

Changes to ICare Insurance Brokers’s Internet Privacy Policy

ICare Insurance Brokers has the right to change or remove this policy at our discretion. We invite you to visit this site frequently to learn of new privacy practices and changes to our policy.

Notice of Your Rights Concerning ICare Insurance Brokers Insurance Company’s Privacy/Confidentiality Policies Regarding Your Personal Health/Medical Information

This Notice Describes How Medical Information About You May Be Used and Disclosed by ICare Insurance Brokers Insurance Company and How You Can Get Access To This Information. Please Read It Carefully.

As your insurer, ICare Insurance Brokers(ICare Insurance Brokers) may collect certain health information from you, either from your insurance application for coverage or from yourself or your provider for reimbursement of medical expenses.

The law permits ICare Insurance Brokers to share this information under certain circumstances without your written consent: for example, with a Third Party Administrator or other claims management individuals who need the information to administer your claim.

ICare Insurance Brokers must also, from time to time, disclose your personal information without your consent for legal reasons, such as to respond to a subpoena issued by a court of law or to a government agency conducting a criminal investigation.

ICare Insurance Brokers will not release any of your personal medical information to anyone other than as permitted by law without your prior written consent.

In addition, under certain conditions your health information may be disclosed to a plan sponsor for statistical, renewal or quotation purposes. However, your plan sponsor is not permitted to use such information for employment purposes.

You have the right to request restrictions on certain uses and disclosures of your protected health information; however, ICare Insurance Brokers is not required to comply with such requests. We will make every effort to do so, however.

In addition, if you send ICare Insurance Brokers a request in writing, we will give you details regarding any disclosures of your medical information while it has been in our possession.

If you elect to receive any or all of the above information electronically, you will always have the right to request paper copies of the information as well.

ICare Insurance Brokers Insurance Company Is Required by Law To Maintain The Policy of Your Personal Health Information and To Provide You With This Notice Advising You of Our Legal Duties and Privacy Practices With Respect to This Information.

ICare Insurance Brokers is Required to Abide by the Terms of This Notice and to Advise You If There Are Any Changes in Our Privacy Practices That Will Affect The Protection of Your Health Information in The Future.

If you have any questions about the confidentiality/privacy policy of ICare Insurance Brokers, or if you wish to file a complaint, please contact us at: info@icareinsure.com

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