Obama Care · ACAExample
Bronze plan
Single, age 28 · Gwinnett County · $22,000/yr
$0/mo
Full price $318 · tax credit −$318
Khoa Ho, licensed agentServing Atlanta, Charlotte, Houston, Miami, Nashville, Birmingham and more
Obama Care plans as low as $0/mo
ACA health plans in Georgia, North Carolina, Texas, Florida, Tennessee and Alabama. Many families qualify for a tax credit that covers most or all of the bill. See your price in minutes.
Outside Georgia? Text me and I'll enroll you personally.
$0 premiums are for those who qualify based on income, age, household and county.
Obama Care · ACAExample
Bronze plan for two
Couple, both 58 · Gwinnett County · $40,000/yr
$0/mo
Full price $1,390 · tax credit −$1,390
Obama Care · ACAExample
Silver plan, low deductible
Family of 4 · Gwinnett County · $45,000/yr
from$48/mo
Full price $1,520 · tax credit −$1,472
MedicareExample
Medicare Advantage
Turning 65 or switching plans · Gwinnett County
$0/mo plan premium
Available in many areas. You must keep paying your Part B premium.
Medicare optionsAuto + HomeHow it works
One request, 10+ companies
GEICO, Progressive, Liberty Mutual, Nationwide, National General, Foremost, Chubb and more
1quote, every price
Bundle auto + home for extra savings where offered.
Auto insurance2027 Open EnrollmentNov 1 Jan 15
All 6 of my states. Enroll by Dec 15 for coverage starting Jan 1. Lost coverage, moved, married or had a baby? You may qualify any time.
Compare top companies in one place
Health · Obama Care (ACA)
Ambetterfrom Peach State Health Plan
Oscar
Kaiser Permanente
Anthem Blue Cross Blue Shield
Auto · Home
GEICOdirect appointment
Progressive
Liberty Mutual
Nationwide
National Generalan Allstate company
Foremosta Farmers company
Bristol Westa Farmers company
Chubb
Mercury
Clearcover
Branch
Openly
Universal Property
Specialty: classic cars, flood, manufactured homes
Hagertyclassic cars
American Modernmanufactured homes
Wright Floodflood
Kemper Auto
Heritage
Tower Hill
Life
Mutual of Omaha
Prudential
John Hancock
Banner Life
Pacific Life
National Life Group
Commercial
Travelers
The Hartford
Chubb
CNA
Liberty Mutual
Nationwide
Progressivecommercial auto
Berkshire Hathaway GUARD
The Hanover
AmTrust
Philadelphia Insurance
GuideOne
Availability varies by state and county.
What do you need covered?
Health · Obama Care
ACA plans as low as $0/mo if you qualifyMarketplace plans with tax credits. Enroll online in minutes.
Auto
10+ companies, 1 quoteGEICO, Progressive and more compared for you.
Home
Bundle and saveHome, condo, renters and umbrella coverage.
Medicare
$0 premium plans in many areasMedicare Advantage explained simply.
Life
Term and permanentProtection sized to what your family needs.
Commercial
Small business coverageLiability, business owners policy, commercial auto.
Independent
I compare many companies for you, not one brand.
Straight answers
Real prices in plain words. If I can't save you money, I'll say so.
Easy to reach
Text, call or email. No appointment needed.
Straight answers. Real prices. Fast.
I'm Khoa Ho, an independent agent, so I work for you, not one insurance company. I'll tell you the truth about your options, show you the numbers, and get back to you quickly. If I can't save you money or get you better coverage, I'll say so.
- Compare more than one company
- No pressure, no fee for my help
- Plain-English explanations
- English, Tiếng Việt and Español on this site
Serving all of Georgia and 5 more states
Local in Suwanee and Gwinnett County. Licensed to help you by text, phone or online anywhere in these states.
Georgia Home state
Atlanta, Suwanee, Lawrenceville, Duluth, Buford, Sugar Hill, Snellville, Marietta, Alpharetta, Savannah, Augusta, Columbus, Macon
Health insurance in GeorgiaNorth Carolina
Charlotte, Raleigh, Greensboro, Durham, Winston-Salem, Fayetteville
Health insurance in North CarolinaTexas
Houston, Dallas, San Antonio, Austin, Fort Worth, El Paso, Arlington, Plano
Health insurance in TexasFlorida
Miami, Orlando, Tampa, Jacksonville, St. Petersburg, Fort Lauderdale, Tallahassee
Health insurance in FloridaTennessee
Nashville, Memphis, Knoxville, Chattanooga, Clarksville, Murfreesboro
Health insurance in TennesseeCommon questions
Don't see yours? Text 770-288-5220.
Is Obama Care the same as ACA?
Yes. Obama Care (also written Obamacare) is the common name for Affordable Care Act (ACA) Marketplace health plans. Same plans, same tax credits.
Can I really get a $0 health plan?
Many people with lower incomes qualify for a tax credit that covers the whole premium on some plans. Your price depends on income, age, county and household size.
Does it cost more to use an agent?
No. Obama Care plan prices are the same whether you enroll alone or with me. Insurance companies pay me, not you.
When can I sign up for 2027?
Open Enrollment runs Nov 1, 2026 to Jan 15, 2027 in all 6 states I serve. Enroll by Dec 15 for coverage that starts Jan 1. Outside that window you need a life event, such as losing coverage, moving, marriage or a new baby.
Which states do you serve?
Georgia, North Carolina, Texas, Florida, Tennessee and Alabama.
Get a free quote
Pick what you need and I'll text you options.
770-288-5220Text or call · Mon–Fri 9am–7pm, Sat 9am–1pm ET[email protected]