Protect What Matters Most
One Agent. Multiple Companies. Better Choices.
As your independent insurance agent, we shop the market for you — comparing rates from top-rated carriers to find the coverage you need at a price that works for your budget.

Khoa Ho
Your Insurance Agent
Why Choose ICARE?
Independent. Trusted. Committed. Here to help you find the right coverage at the right price.
Independent
We work for you — not the insurance companies. Your best interests always come first, with unbiased advice you can trust.
Multiple Choices
Access to many top-rated carriers means more options and better pricing. We compare so you don't have to.
Personal Service
Real people, real support. Local service you can count on when you need it most — from your first quote to every claim.
Coverage for Every Part of Your Life
From your car to your health, we’ve got you covered with policies from America’s most trusted carriers.
Personal insurance lines are currently available in Georgia.
Auto Insurance
Hit the road with confidence. We'll find reliable coverage that protects your vehicle and gives you peace of mind behind the wheel.
Home Insurance
Your home is your biggest investment. We'll protect every corner of it — from the roof over your head to everything inside.
Condo Insurance
Condo living made worry-free. We cover your unit, your belongings, and the gaps your association's policy doesn't.
Renters Insurance
Renting doesn't mean going unprotected. Affordable coverage for your belongings and personal liability, starting at just dollars a month.
Motorcycle Insurance
Freedom on two wheels deserves protection. Get coverage tailored for riders who love the open road.
Boat & RV Insurance
Whether you're on the water or cruising the highway, enjoy every adventure knowing you're fully covered.
Umbrella Insurance
Extra liability protection when life throws the unexpected. An umbrella policy extends your coverage where standard policies end.
Life Insurance
Give your family the financial security they deserve. From term to permanent life, we'll find the right plan for your future.
Medicare
Navigating Medicare doesn't have to be confusing. We help you understand your options for today and the years ahead.
ACA Marketplace
Quality health coverage that fits your budget. We'll guide you through ACA options so you can get the care you need.
Safeguard Your Business
Available in all 50 states. From startups to established enterprises, we tailor coverage to fit your unique business needs.
General Liability
Protect your business from third-party claims, lawsuits, and the unexpected. Essential coverage every business needs.
Workers Compensation
Take care of your team. Coverage for workplace injuries that keeps your employees protected and your business compliant.
Commercial Auto
Keep your fleet moving forward. Comprehensive coverage for business vehicles, from delivery vans to company cars.
Commercial Property
Your building, equipment, and inventory — all protected under one policy. Because your workspace is the heart of your business.
Business Owners Policy
Property and liability bundled into one smart package. Simplified coverage designed for small to mid-sized businesses.
Professional Liability
Errors, omissions, and professional services covered. Peace of mind for consultants, contractors, and service providers.
Cyber Liability
Shield your business from data breaches, ransomware, and digital threats. In today's world, cyber coverage isn't optional.
One Agent. Multiple Companies. Better Coverage.
Let us shop the market and find the right business policy for you.
We Represent Top-Rated Carriers
Access to America's most trusted insurance companies means more choices and better rates for you.
Property & Casualty Carriers
Life Insurance Carriers

Khoa Ho
As a licensed independent insurance agent, I founded ICARE Insurance with a simple belief: everyone deserves access to the best coverage at the best price — without the pressure of working with a captive agent tied to just one company.
With ICARE, you get a dedicated advocate who shops dozens of top-rated carriers on your behalf. Whether you need personal coverage for your family or comprehensive protection for your growing business, I take the time to understand your unique situation and find solutions that truly fit.
I offer commercial insurance to businesses in all 50 states, and personal lines — auto, home, life, Medicare, and more — to clients in Georgia. My commitment is straightforward: honest advice, transparent pricing, and service that goes above and beyond.
Get Your Free Quote
Ready to find better coverage at a better price? Fill out the form below and we’ll get back to you within 24 hours.
Let’s Connect
Prefer to talk? Give us a call and we’ll walk you through your options. No pressure, just honest advice.
Call Us
770.288.5220
Email Us
[email protected]
Service Area
Commercial: all 50 states · Personal: Georgia