Independent Insurance Agent

Protect What Matters Most

One Agent. Multiple Companies. Better Choices.

As your independent insurance agent, we shop the market for you — comparing rates from top-rated carriers to find the coverage you need at a price that works for your budget.

Licensed & Insured
Commercial in All 50 States
LIC #3752294

Why Choose ICARE?

Independent. Trusted. Committed. Here to help you find the right coverage at the right price.

Independent

We work for you — not the insurance companies. Your best interests always come first, with unbiased advice you can trust.

Multiple Choices

Access to many top-rated carriers means more options and better pricing. We compare so you don't have to.

Personal Service

Real people, real support. Local service you can count on when you need it most — from your first quote to every claim.

Personal Insurance

Coverage for Every Part of Your Life

From your car to your health, we’ve got you covered with policies from America’s most trusted carriers.

Personal insurance lines are currently available in Georgia.

Auto Insurance

Hit the road with confidence. We'll find reliable coverage that protects your vehicle and gives you peace of mind behind the wheel.

Home Insurance

Your home is your biggest investment. We'll protect every corner of it — from the roof over your head to everything inside.

Condo Insurance

Condo living made worry-free. We cover your unit, your belongings, and the gaps your association's policy doesn't.

Renters Insurance

Renting doesn't mean going unprotected. Affordable coverage for your belongings and personal liability, starting at just dollars a month.

Motorcycle Insurance

Freedom on two wheels deserves protection. Get coverage tailored for riders who love the open road.

Boat & RV Insurance

Whether you're on the water or cruising the highway, enjoy every adventure knowing you're fully covered.

Umbrella Insurance

Extra liability protection when life throws the unexpected. An umbrella policy extends your coverage where standard policies end.

Life Insurance

Give your family the financial security they deserve. From term to permanent life, we'll find the right plan for your future.

Medicare

Navigating Medicare doesn't have to be confusing. We help you understand your options for today and the years ahead.

ACA Marketplace

Quality health coverage that fits your budget. We'll guide you through ACA options so you can get the care you need.

Business Insurance

Safeguard Your Business

Available in all 50 states. From startups to established enterprises, we tailor coverage to fit your unique business needs.

General Liability

Protect your business from third-party claims, lawsuits, and the unexpected. Essential coverage every business needs.

Workers Compensation

Take care of your team. Coverage for workplace injuries that keeps your employees protected and your business compliant.

Commercial Auto

Keep your fleet moving forward. Comprehensive coverage for business vehicles, from delivery vans to company cars.

Commercial Property

Your building, equipment, and inventory — all protected under one policy. Because your workspace is the heart of your business.

Business Owners Policy

Property and liability bundled into one smart package. Simplified coverage designed for small to mid-sized businesses.

Professional Liability

Errors, omissions, and professional services covered. Peace of mind for consultants, contractors, and service providers.

Cyber Liability

Shield your business from data breaches, ransomware, and digital threats. In today's world, cyber coverage isn't optional.

One Agent. Multiple Companies. Better Coverage.

Let us shop the market and find the right business policy for you.

Get Your Business Quote
Trusted Partners

We Represent Top-Rated Carriers

Access to America's most trusted insurance companies means more choices and better rates for you.

Property & Casualty Carriers

GEICO
Progressive
Nationwide
Travelers
Liberty Mutual
The Hartford
CNA
Safeco
National General
Foremost
Guard Insurance
and more

Life Insurance Carriers

Banner Life
Pacific Life
Nationwide
Prudential
John Hancock
Mutual of Omaha
National Life Group
Khoa Ho - Independent Insurance Agent at ICARE Insurance
LIC #3752294
Meet Your Agent

Khoa Ho

As a licensed independent insurance agent, I founded ICARE Insurance with a simple belief: everyone deserves access to the best coverage at the best price — without the pressure of working with a captive agent tied to just one company.

With ICARE, you get a dedicated advocate who shops dozens of top-rated carriers on your behalf. Whether you need personal coverage for your family or comprehensive protection for your growing business, I take the time to understand your unique situation and find solutions that truly fit.

I offer commercial insurance to businesses in all 50 states, and personal lines — auto, home, life, Medicare, and more — to clients in Georgia. My commitment is straightforward: honest advice, transparent pricing, and service that goes above and beyond.

770.288.5220
[email protected]
Commercial in all 50 states · Personal lines in Georgia
Let’s Talk Coverage

Get Your Free Quote

Ready to find better coverage at a better price? Fill out the form below and we’ll get back to you within 24 hours.

Let’s Connect

Prefer to talk? Give us a call and we’ll walk you through your options. No pressure, just honest advice.

Call Us

770.288.5220

Email Us

[email protected]

Service Area

Commercial: all 50 states · Personal: Georgia

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